- Category: Eligible Oregon Commercial Drivers Licenses
- Published: Thursday, 16 February 2012 09:03
- Written by Doug Hartley
- Hits: 2556
Oregon Commerical Auto Insurance Policies can insure a variety of drivers. You can insure yourself as the Owner/Operator, your employee(s), young drivers, senior drivers, or even drivers that need an SR22.
An Owner / Operator on a commerical auto policy is defined as the owner and operator of the vehicle(s) that are insured. It does not necessarily mean you are the owner of the business for which the vehicle is used. So if you deliver newspapers for the Oregonian in the Hillsboro area, or have a rural route delivering mail in your own vehicle, YOU are the Owner / Operator. If you drive your boss' car, you are not.
Employee / Operator's are individuals that drive their employer's vehicle on the job. As an example if you work for Kaiser and your job is to courier lab samples between the Rockwood clinic in Gresham and the main lab at the Kaiser Sunnyside Campus, you probably use a vehicle supplied by your employer to drive your route. That is an Employee / Operator.
SR-22 Filing's may be required for either you or one of your employee's in order to drive in this state. SR22 filings are allowed on commercial auto insurannce policies. Just make sure you tell us at InsureSource Agencies, LLC or Pulse Insurance, LLC that you need to have one filed on your behalf.
Class A driver's licenses are issued following a variety of testing. You need this type of license for truck tractor-semi trailers exceeding 26,001 ounds and where the trailing unit exceeds 10,000 pounds. You can also use this type of license to drive vehicles that require a Class B or Class C driver's license.
Privately owned, non-commercial use vehicles that weigh over 26,001 that may tow a trailing unit that weighs less than 10,000 can be driven if you have a Class B driver's license.
A Class C driver's license is simply a "regular" driver's license. Passing the test's and obtaining this license is the first and most basic type of license you can have in Oregon.