Commercial Auto Insurance for Farms

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Category: Commercial Auto Alternatives for Oregon Farmers

Published: Wednesday, 15 February 2012 20:55

Written by Doug Hartley

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Some farm vehicles aren't eligible for a regular personal auto or farm package policy. There are a variety of reasons you just can't get the coverage you need from a standard commercial auto insurance policy. The typical reason is the driving record of someone you need to insure. You may also only use the vehicle in the spring or summer to make deliveries of produce and goods.

Let's say your Farmer's Package Policy for your property on the outskirts of Hillsboro, Oregon was written with an ultra-preferred company. Perhaps you have an employee that is particularly important to your farm's operations, but that employee has a less than preferred driving record and your package farm policy won't cover him to drive your vehicles. Maybe he has a few too many tickets or needs an SR-22 filing. We can help you with this.

Perhaps you have only an intermittent need for coverage for your nursery out beyond Gresham, Oregon to transport plants. Maybe your Portland Metro Area farm produces hay and you don't have a need for year-round commercial auto coverage. Check with us. We may be able to help you cover those vehicles and even offer lay up credits for the time the vehicles are not in service.

We can also offer you very competitive Farmowners Home coverage through United Heritage Insurance Company.Click here to goto PulseInsurance.net for information.