- Category: Commercial Truck Insurance Issues for Landscapers
- Published: Wednesday, 15 February 2012 21:12
- Written by Doug Hartley
- Hits: 2811
Landscapers seeking commercial auto insurance in Oregon - you often face unique insurance challenges. You usually drive to more than one location each day. From Gresham to Hillsboro, or from Wilsonville to Portland. This increases the risk in the eyes of the insurance company that you may get into an accident. An established route may help. You know the area around Oregon. You know the roads and intersections.
If you work by yourself or have someone tag along and you are always behind the wheel then you never have to worry about anybody's driving record but your own. What happens when you expand and have multiple vehicles? Your favorite hardworking employee has to meet other requirements: a good driving record. If not, you run the risk of losing your commercial auto coverage. Some business auto insurers won't allow drivers with more than a certain number of driving record points.
Contact us if you or one of your employees have driving record issues. We have an insurer that will take you! DUI? No problem. Reckless Driving or Driving While Suspended, need an SR22? No problem. Of course it won't be cheap, but it will keep you on the road making money.
Also, we can advise you on how best to cover you trucks, trailers, and equipment. Should you buy physical damage coverage on your truck if it is more than ten years old? Is your trailer covered for liability if you don't carry physical damage coverage on it? Will my commercial auto policy cover tools or debris that I have collected that fall off my truck, causing damage to other vehicles? We can answer these and many more questions regarding your commercial auto insurance.
SR-22 filings are not often available for Landscape business owners or employees on most commercial auto insurance policies. Don't let a good employee get away because he has no insurance ticket on his personal driving record that got him an SR-22. Oregon requires SR22 filings for certain serious infractions. We'll be happy to include a filing on the policy for any employee that needs it. Being close to the DMV lets you or your employee turn it in directly, conveniently.
We can also offer you very competitive Landscapers General Liablity coverage through both CBIC and Builders and Tradesmen's. Click here to link to Pulse Insurance, LLC for information.